The Hidden Threat to AI: Why Model Collapse Matters
The Increasing Risk of AI Learning from Itself Artificial intelligence has revolutionized industries with advanced models like ChatGPT and Google Gemini. However, a new challenge—model collapse—is emerging. This occurs when AI systems start learning from content previously generated by AI rather than human-created data. Over time, this recursive training results in models gradually losing accuracy, […]
AI Realism: Understanding the Impact of Artificial Intelligence on Society
Understanding AI Debates and Perspectives The conversation around artificial intelligence (AI) often swings between extremes. Some argue that AI will revolutionize medicine, automation, and creativity, while others fear it will lead to job losses, disinformation, and existential risks. However, AI realism offers a more balanced approach, recognizing AI’s capabilities without falling into utopian or dystopian […]
AI’s Truth Problem: Can Large Language Models Self-Correct?
The Rise of Self-Auditing AI Large language models (LLMs) are evolving beyond text generation—they are learning to detect their own inaccuracies. Researchers have discovered a “truth subspace” within these models, a hidden layer that helps separate fact from fiction. While not perfect, this breakthrough could enhance the reliability of AI-driven content across industries such as […]
Unlocking the Future of Finance: Open Finance Policy Insights
Introduction to Open Finance The OECD’s analysis of Open Finance highlights its potential to revolutionize financial services. Building on open banking, Open Finance enables the sharing of financial data beyond payments, including savings, insurance, credit, and investments. Its success depends on balancing innovation with strong consumer protection, fostering trust, and ensuring secure and equitable interoperability. […]
AI Podcast: DeepSeek – The Tiny Titan
In this episode of Risk Insight Weekly Podcast, we take a deep dive into DeepSeek, exploring its impact, innovations, and what it means for the future of AI A Disruptive Shift in AI DevelopmentArtificial intelligence has long been a game of scale—bigger models, more computing power, and deeper pockets. But DeepSeek, a small yet formidable AI […]
The Hidden Costs of Music Streaming: The Rise of Ghost Artists on Spotify
Introduction: A Quiet Shuffle Reshaping Music ConsumptionThe article examines revelations surrounding Spotify’s covert use of “ghost artists” — pseudonymous musicians who create low-cost, stock-like music for playlists — to reduce royalty payouts. With data, partnerships, and AI shaping this strategy, Spotify is redefining how music is discovered and consumed while raising critical questions about its […]
Why Everyone is Talking About FRED: America’s Favorite Data Tool
Introduction: FRED’s Journey to StardomFRED, short for Federal Reserve Economic Data, has become an indispensable tool embraced by millions, from economists and policymakers to students and social media enthusiasts. Developed by the St. Louis Federal Reserve in 1991, FRED is renowned for its user-friendly interface and extensive data collection spanning 825,000 data series. Over the […]